🏦 INKG Lending · Sovereign Credit

IERAHKWA NE KANIENKE (INKG) · borrow against real collateral · supply liquidity · sovereign credit line by LTV tier · real rates, zero minting
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Portfolio Stats

Total Lent (USD)
principal across all loans
Active Loans
requested / approved / active
Avg APR
weighted by amount
Total Requests
sovereign credit apps

LOANS BY STATUS

Distribution of every loan across the fleet.

CREDIT BY COLLATERAL

Real data from sovereign credit ledger.
Honest: only the liquidity that actually exists in each market is lent. Interest paid by borrowers goes to lenders (real tokens, zero minting). Loans below the collateral factor (LTV) are flagged liquidatable.

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Credit line = collateral × haircut × LTV (by scoring tier). Origination fee (1%) is charged by sov-checkout (gated). The principal is registered as a sovereign credit line.

Active Loans

Loan IDBorrowerAmountTermAPRMonthlyStatus
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Sovereign Credit Requests

RefApplicantCollateralAmountTierStatus
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Credit Policy by Tier

Sovereign scoring assigns each applicant a tier that fixes their max LTV and annual rate.
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Collateral Haircuts

CollateralAdvance / Haircut
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Payment Calculator

Monthly Payment
Total Repaid
Total Interest

AMORTIZATION

How the outstanding principal falls over the term.
Remaining principalInterest paid (cumulative)

Amortization Schedule

#PaymentPrincipalInterestBalance

Hoyaneh Cycle Calendar · Payment & Council Cycles

Sovereign calendar · not colonial annual: INKG operates per Hoyaneh quarterly cycle (Q1-Q4). Each quarter has a council session + report/repayment deadline. Loan repayment cycles align to this calendar.
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